Open Banking App
The Open Banking App That Brings Every Account Together
WonderMoney connects to your bank accounts via Open Banking (PSD2) — securely, read-only, and automatically. See balances, transactions, budgets, and net worth update without lifting a finger.
Try every feature free for 14 days. No credit card required.
What Open Banking Unlocks in WonderMoney
Read-only bank connections
Bank connections use read-only Open Banking through GoCardless. WonderMoney cannot initiate transfers. You enter your credentials with your bank or provider, and WonderMoney does not see them.
Automatic transaction sync
Transactions sync daily via Open Banking — no manual entry, no CSV downloads, no forgotten spreadsheets.
Broad European bank coverage
WonderMoney connects to most banks across Portugal, Spain, the UK, Germany, France, and other European countries via GoCardless Open Banking. Coverage is continuously expanding.
One login, every account
Current accounts, savings, credit cards, and loans — connect them all through Open Banking and see every balance in one place.
Your data stays yours
Your login stays at your bank. You authenticate directly on your bank's portal, and your password never passes through WonderMoney.
Disconnect anytime
Revoke access to any bank connection whenever you choose, from WonderMoney or directly from your bank's app.
How Open Banking Works in WonderMoney
Choose your bank
Search for your bank in WonderMoney and start the connection — no downloads, no paperwork.
Authenticate with your bank
You log in on your own bank's secure portal, not inside WonderMoney. Your bank confirms the connection directly with you.
Your data flows in automatically
Balances and transactions sync via Open Banking and populate your budgets, net worth, and reports without any manual work.
Open Banking Questions, Answered
What is Open Banking?
Open Banking is a European regulation (PSD2) that lets banks securely share account data with authorised providers, at your request. It replaces manual statement downloads with a secure, direct connection.
Can WonderMoney move money out of my account?
No. Open Banking connections in WonderMoney are strictly read-only. WonderMoney can see your balance and transactions, but it can never initiate a payment or move money.
Who is WonderMoney's Open Banking provider?
WonderMoney uses GoCardless, an FCA-regulated, PSD2-authorised payment institution and one of the largest Open Banking infrastructure providers in Europe.
What happens if I disconnect my bank?
You can revoke access at any time, from WonderMoney or directly from your bank's app. Historical data already synced stays in your account unless you delete it.
Connect Your Bank Accounts the Secure Way
Link your accounts via Open Banking and let WonderMoney keep your financial picture up to date automatically. Free 14-day trial, no credit card required.
No credit card required.
WonderMoney is not a bank, brokerage, or financial advisor. We are a technology platform that uses read-only Open Banking to show your financial data in one place. We do not provide financial, investment, or tax advice.